Quitting work earlier: what's really possible?
Would you like to retire early, reduce your working hours or build up financial freedom? Then it is important to clarify what is financially possible.
In a financial plan we bring all components together:
- your income
- your pension
- Capital (such as savings and investments)
- the house and mortgage
- your family situation
- Risks such as disability and death
You will gain insight into what is feasible, what is needed and what steps you need to take. Because life changes and the rules sometimes too, we adjust the plan once a year. That way it stays in line with your goals.
Income for later: building security
Not everyone builds up enough retirement income. This is often true for entrepreneurs, but it can also come into play for people who are employed or on benefits. Perhaps you simply want more financial space later than you are building up now.
The earlier you start, the more time there is to build assets. Through interest-on-interest, your money works for you.
Together, we'll look at:
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how much income you will need later
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What you have already built up.
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What options are appropriate: savings, investments, annuities, or a combination.
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what the risks are and how you can limit them
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Whether flexibility or tax benefits are more important to you.
We make a plan that you feel comfortable with. Then we guide you through the steps to implement the plan and keep track of it annually.
Building up wealth for later - your way
You can build wealth for a variety of purposes: your children's studies, a buffer, retiring early, or a vacation home abroad.
There are many ways to build up assets:
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saving
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investing
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crowdfunding
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or a mix of these
Which route fits depends on your goal, time and risk appetite. We explain options clearly, see which approach suits your needs and help you come up with a plan that works for the long term.
What if things get tough? Provide financial security
No one likes to think about illness, disability or death. Yet these have a major impact on your financial situation. Will you be able to continue living? What does it mean for your family?
We map out various scenarios and show
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what happens to your income
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what the risks are
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what provisions are already available (in salaried employment or via a pension fund)
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which supplementary solutions fit your situation
This way you can be sure that your finances will be in order even in the event of a setback.
